I call certegy and cannot speak to a person not one reason is given on their automated system as to why i was declined.
What stores use certegy check system.
You may request your free report by phone or in writing.
You have a right under the fair credit reporting act to know the information contained in your file at certegy.
Certegy then answers within eight to 10 seconds with an accept or decline message for the customer.
It can also be embarrassing and a hassle for consumers at the register when these issues arise.
Also the check verification service may fail to provide a specific reason for declining the transaction at the point of sale or register.
Stores that use telecheck or certegy.
If you do not elect for our warranty coverage you can still take advantage of all our risk management tools and data however.
If enough people boycott the stores that use certegy certegy will go out of business or begin to use realistic policies.
Here are some businesses and stores that dont use telecheck or certegy.
To find a specific business ask certegy provides a store lookup for consumers to find locations that offer certegy check cashing.
Additionally smaller grocery chains and local businesses can use certegy check verification.
To request by phone.
Find a the check cashing store.
Enter address city and state or zip code to find a check cashing location near you.
Processing and collecting of.
If you prefer you may mail your request to us rather than using the automated telephone system.
To request in writing.
With certegy s optional warranty coverage certegy reimburses you for 100 of the returned item s face value when an authorized payment is returned unpaid creating a risk free solution.
I too have concerns about the companies that use telecheck.
Certegy annually processes almost 3 billion checks worth a total of over 161 billion.
The store manager also called and got the same useless information.
While there are a few stores that don t use check acceptance services we found that most of the largest retailers use either certegy or telecheck to verify funds before accepting a check.
800 262 7771 international check services.
Certegy has been in business since 1984 and retailers use a check reader at the point of sale to ensure the customer is not in the database.
Instead these stores required a valid photo id to cash checks and for personal checks will typically call the issuing bank to ensure that the funds are available.
